Aldous & Associates, PLLC
Aldous & Associates, PLLC is a law firm in Holladay, Utah that collects consumer debts. Its contact page lists separate lines for collections and for multifamily housing, and industry memberships in fitness and apartment associations. A letter from a law firm is still a debt collection letter, and the firm must follow the same rules as any collector.
People often assume a letter from a law firm means a lawsuit has been filed. Usually it has not. A law firm that regularly collects consumer debts is a debt collector under the FDCPA, and it may not suggest that a lawyer reviewed your file or that a suit is coming unless that is true.
Who Aldous & Associates is
- What it is. The firm's site carries the notice "This is an attempt to collect a debt" and lists a collections line and a "Multi Family Housing" line, with memberships in fitness and apartment industry groups (aldouslegal.com).
- Where it is. P.O. Box 171374, Holladay, UT 84117-1374.
- Phone. The number listed on the firm's contact page is 385-388-8005 (checked September 29, 2026).
The FDCPA covers attorneys who regularly collect consumer debts (Heintz v. Jenkins, 514 U.S. 291 (1995)). See who is a debt collector.
How to check that it is really Aldous & Associates
- Get the validation notice. A debt collector must give you written validation information in its first communication or within five days after it: the amount, the creditor, and your right to dispute (15 U.S.C. § 1692g(a); 12 C.F.R. § 1006.34). If none came, read no validation notice.
- Ask who the original creditor is. The notice should name the creditor and itemize the balance. If you dispute in writing within the validation period, the collector must stop collecting until it mails you verification (15 U.S.C. § 1692g(b)).
- Call back on a number you looked up yourself. Do not pay a caller on the strength of a number the caller gave you. Look the company up on its own website. The number we found there is listed above.
- Look it up in the CFPB database. The link is in the public record section below.
- In New York City, look up the license. The city's Department of Consumer and Worker Protection (DCWP) issues debt collection agency licenses, and its issued-licenses list is public on NYC Open Data.
What Aldous & Associates cannot do
These limits apply to every debt collector covered by the Fair Debt Collection Practices Act. They are the law, not a statement about what this company has done. For a law firm, the most important limit is that it may not threaten a suit it does not intend to file (15 U.S.C. § 1692e(5)); see threats to sue.
- Pretend to be a lawyer, a court or the police. False attorney or government affiliation is banned (15 U.S.C. §§ 1692e(1), 1692e(3)). See fake lawyer or police.
- Sue or threaten to sue on a time-barred debt. Regulation F bans both (12 C.F.R. § 1006.26(b)). See zombie debt.
- Keep collecting after your written dispute without sending verification. Collection must pause until verification is mailed (15 U.S.C. § 1692g(b)). See ignored dispute.
- Add amounts the agreement or the law does not allow. Collecting any amount not expressly authorized is an unfair practice (15 U.S.C. § 1692f(1)). See wrong amount and fees.
- Call you more than 7 times in 7 days about one debt. More than seven telephone calls in seven consecutive days, or a call within seven days after a phone conversation about the debt, is presumed harassment (12 C.F.R. § 1006.14(b)(2)). Texts and emails do not count toward that number. See too many calls.
- Tell your family, friends or boss about the debt. A collector may contact other people only to find you, and may not say you owe a debt (15 U.S.C. §§ 1692b, 1692c(b)). See calls to family and employer.
Log calls in the call log and save voicemails, letters and screenshots.
If Aldous & Associates sues you
A collection law firm files suits for the creditor or the owner of the account. If you have been sued, do not ignore the papers. The deadline to answer is short, and a missed deadline can lead to a default judgment. Read sued by a debt collector first.
- New York. Most consumer credit suits must be filed within three years, and a later payment does not restart the clock (CPLR 214-i). The complaint must name the original creditor and attach the contract or charge-off statement (CPLR 3016(j)).
- New Jersey. Contract actions generally carry a six-year limit (N.J.S.A. 2A:14-1).
- Florida. Five years on a written contract, four on an oral one or an open account (Fla. Stat. § 95.11).
- The right court. A collector's suit must be filed where you live or where you signed the contract (15 U.S.C. § 1692i(a)(2)). See sued in the wrong county.
Public record
Only public, sourced facts appear here. Where we quote an agency or a court, the words describe what that agency or court found, alleged or decided.
CFPB complaints, as of September 29, 2026. From September 1, 2025 through September 1, 2026, consumers filed 2,984 complaints naming "Aldous & Associates, PLLC" in the Consumer Financial Protection Bureau's complaint database, 2,586 of them about debt collection; 749 of the 2,984 came from New York, New Jersey and Florida. See the complaints in the CFPB database. Complaints are unverified consumer reports, not findings of wrongdoing.
New York City license. DCWP's list shows an active debt collection agency license for Aldous & Associates, PLLC (2085870-DCA, expiring January 31, 2027) as of September 29, 2026 (NYC Open Data).
Government orders. We found no federal or New York enforcement order against Aldous & Associates to report here.
In New York, New Jersey and Florida
New York consumers can also sue under General Business Law § 349 for deceptive practices (N.Y. Gen. Bus. Law § 349(h)), and since September 1, 2026 New York City's DCWP rules limit a collector to three communications or attempts per account in seven days, across calls, texts and emails. Florida's consumer collection law reaches anyone collecting a consumer debt, including original creditors, with statutory damages up to $1,000 (Fla. Stat. §§ 559.72, 559.77(2)). New Jersey's Consumer Fraud Act allows treble damages for an ascertainable loss (N.J.S.A. 56:8-19). See New York, New Jersey and Florida.
The FDCPA requires a company found liable to pay the consumer's reasonable attorney's fees and costs. The deadline to sue is one year from the violation (15 U.S.C. § 1692k(d)).
Common questions
Does a letter from Aldous & Associates mean I am being sued?
Not by itself. A lawsuit starts with a summons and complaint served on you. A collection letter from a law firm is a demand, and the firm must follow the FDCPA.
Aldous is collecting a gym membership I canceled. What should I do?
Dispute in writing within the validation period and ask for the contract and the itemization. A collector may not collect amounts the contract or the law does not allow.
Can a law firm collector threaten to sue me?
Only if it intends to and can lawfully sue. A threat of action that is not intended or not lawful is banned by 15 U.S.C. 1692e(5).
Tell us what they did.
One conversation with an attorney, in your language. We tell you which laws the collector or the credit bureau broke, which deadline runs first, and what to save this week. If it is not a case we can take, we say so and tell you where to go.
(718) 484-7510The FDCPA and the FCRA require a company found liable to pay the consumer’s reasonable attorney’s fees and costs. Our fee arrangement is confirmed in a written retainer before we begin. English, Russian and Spanish in-house; an interpreter for any other language.